Live Near Your Work

The Baltimore City Live Near Your Work Program is a partnership between employers and the City of Baltimore. The purpose of the program is to provide direct financial assistance for eligible employees' first home purchase in Baltimore city and to encourage homeownership near the place of employment.

What are the benefits?
A minimum $2,000 grant or conditional grant to employees for settlement and closing costs to purchase homes in targeted neighborhoods near their employers. Baltimore City will contribute up to $1,000 per employee, which will be matched by the participating employer.

What else do I need to know?
Buyers are required to contribute a minimum of $1,000 cash toward the purchase of their home.
Buyer must occupy the property as primary residence.
Buyers are required to attend City-approved homeownership counseling .
The policies and procedures of Baltimore Housing's Office of Homeownership are applicable to this program.
Employers have the right to create additional eligibility requirements and program benefits, as well as program restrictions, for their employees.

** Employees of Johns Hopkins University and Johns Hopkins Medical System are eligible for the expanded JHU LNYW program.  Benefits up to $17,000 are available in specific targeted areas, and employees are urged to visit www.jhu.edu/lnyw for program boundaries, applications, and other information. 

For a list of participating employers, click here.

If your employer participates in this program, contact your Human Resource office for eligiblity and application information. 
For more information about the program, contact:
Ms. Debra Braxton
Baltimore Housing
Office of Homeownership
417 E. Fayette St., Suite 1125
Baltimore, MD 21202
Phone: 410.396.3124
Website: www.baltimorehousing.org

If your employer is not currently participating in this program, have your Human Resources Officer contact Baltimore Housing for more information.  Employers must apply and be approved to participate in the Baltimore City Live Near Your Work Program. It is required that each employer provide matching grant funds, and define the designated boundaries, which must be within Baltimore City limits. The employers are also responsible for accepting employee applications, verifying employment and determining the eligibility requirements for the program.